READYdebit™ Card

READYdebit™ Card
Credit Card Rating
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READYdebit™ Card


Annual FEE: $0
APR: 9,999.00%
Intro Rate: 9,999.00%
Intro Period: 9,999 Months

Key Benefits
  • Visa® Debit Card — Accepted Worldwide
  • Access to a Million ATMs Around the World
  • Online Bill-Payment and Check-Writing Service That Lets Customers Pay Anyone By Check
  • Free Direct Deposit, Plus a Network of 50,000 Locations Where Customers Can Load Their Visa® Card With Cash
  • 24x7 Customer Support — Online and Phone
  • FDIC Insurance & Visa®'s Zero Liability Protection Against Fraudulent Use

Credit Card Reviews
The READYdebit™ Card from MetaBank is the perfect way for people who don’t have a checking account to obtain and use a debit card for all of their purchases - whether plastic is required or not.

With this prepaid card, cardholders simply load the READYdebit™ Card with cash and use it as they would a credit card. Paychecks can even be directly deposited into a READYdebit™ account to get easy access to funds without waiting in line at the bank and to avoid paying high check cashing fees.

The READYdebit™ Card offers two options, depending on the cardholder's needs. The Basic plan is $3.95 a month, while the Select plan is $7.95 a month and comes with lots of extras like free online bill pay*. Select plan cardholders are also cut a break on other fees such as ATM withdrawal fees, balance inquiry fees, and fees for PIN transactions.

The best thing about the READYdebit™ Card is the freebies. Unlike other prepaid cards, cardholders are not charged card loading fees or negative balance fees - something banks would charge a pretty penny for.

The best part is that the READYdebit™ Card works just like a credit card and can be used to book hotel or car reservations or to make purchases online - something that just can't be done without a credit card. Plus, your funds on the READYdebit™ Card are protected by Visa®'s Zero Liability™ policy, which protects cardholders from unauthorized transactions.

Funds can be loaded onto the READYdebit™ via direct deposit, or at participating retail stores including Wal-Mart, Walgreens, Rite Aid, RadioShack, and wherever the Visa® ReadLink symbol is displayed.